NationwideSafes.com Partners with Shop Pay to Offer Customers 0% APR Financing for Up to 6 Months
We are thrilled to share our recent partnership with Shop Pay that allows you to purchase now and pay over time. Take advantage of 0% APR financing for a period of up to 6 months!*
There are no late or hidden fees, and you'll never pay more than you agreed to up front. You can check your balance in the Shop app any time.
When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 or 12 equal, biweekly (every two weeks) installment payments with 0% APR, or monthly installments at a favorable interest rate with no hidden or late fees*.
How to Checkout With Shop Pay
- Add your items to the shopping cart and choose to check out with Shop Pay.
- Pick the payment plan that works for you. Choose 4 or 12 interest-free bi-weekly (every two weeks) payments. You can also choose to spread your purchase over a longer period at a favorable interest rate.
- Get what you want and pay over time. You’ll be prompted to make the rest of your payments.
FAQs
What Is the Option to Pay in Installments on Shop Pay?
When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 or 12 equal, biweekly (every two weeks) installment payments with 0% APR, or monthly installments at a favorable interest rate with no hidden or late fees*.
How is the Number of 0% APR Financing Installments - 4 or 12 Payments - Determined?
The determination of the 0% APR part of the installment plan is based on the total value of your order. Larger orders are broken down into 12 interest-free payments, billed biweekly over a span of 6 months. Conversely, smaller orders are split into 4 interest-free payments, also billed biweekly, but over a shorter period of 2 months.
To view available payment plans, please select the "Check your purchasing power" link located on the product page. For instance, the image shown below is a screenshot of a section of the product page for one of our safes. By clicking on the "Check your purchasing power" link next to the red arrow, you can access the various payment options.
The 0% APR term (6 months/12 interest-free payments or 2 months/4 interest-free payments) will be displayed in a modal.
Which Payment Methods Are Accepted If I Use the Option to Pay in Installments on Shop Pay?
For non-interest bearing orders, debit and credit cards are accepted through Shop Pay. For interest bearing orders, you can only pay using a debit card.
Can I Use Shop Pay Installments If I'm an International Customer?
Shop Pay Installments is only available to customers with a United States billing address and a United States mobile phone number. Customers with international billing addresses or phone numbers can't use Shop Pay Installments.
Is There a Limit to How Much I Can Spend on a Single Shop Pay Installments Order?
Yes, $17,500 is the order value limit that applies to purchases using Shop Pay Installments, including discounts, shipping, and taxes.
Are There Late Fees?
No, there are no late fees if you miss a scheduled payment.
What If I Miss an Installment Payment?
There are no late fees for customers who miss a scheduled payment. However, partial payments or late payments might impact your credit score, or your eligibility to use Shop Pay Installments in the future. If you have questions about a missed installment payment, then you can contact Affirm support for assistance.
What If I Make a Return on a Purchase Made Through Installments With Shop Pay?
To request a refund, first check to see if the purchase is eligible to be returned under our Return Policy. If the purchase is eligible to be returned, please Contact Us to initiate the return. We will advise how much the refunded amount will be. After the item has been returned and after the refund has been processed, the refund amount will be applied to your original payment method within 3-10 business days and your balance will be updated.
If your refund is less than your total purchase balance, then it might not lower your next payment. Instead, you can expect fewer payments, a smaller final payment, or both.
If your refund is more than your purchase balance, then the difference is returned to your original payment method within 3-10 business days.
If your order is made with interest payments, then the paid interest isn't refunded. When you make payments, the funds are first applied to the accrued unpaid interest and then to the principal. Interest is the cost of borrowing, and isn't refundable.
I Have More Questions
For questions about installment payments on Shop Pay, visit https://shoppay.affirm.com/
Disclosures
*Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: https://www.affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: https://www.affirm.com/licenses.
If you finance your purchase with Shop Pay, your first payment is due approximately two weeks after your purchase is finalized. Please note that due to extended delivery times, your loan payment(s) may be due before you receive your purchase.